Net Exposure Sichuan Zigong Medical Insurance Forced Sales Accident Insurance Response System Discount Items

Buying urban residents' medical insurance must first buy accidental injury insurance? Recently, when users of Zigong (Sichuan) reflected that they purchased urban residents' medical insurance, they were told by the community staff that they must first buy accidental injury insurance. Yesterday, the West China city reading reporter learned from the medical insurance department in Zigong City that relevant authorities did not make such a provision.

Netizens post community sales accident insurance

“Enjoyment of basic medical insurance is forced to purchase accidental injury insurance sold by other insurance companies...” On October 16, netizen “Sword 188” posted on a website in Zigong, claiming that he was a relative of a community in Gongjing District of Zigong City. When purchasing urban residents' medical insurance, they were required to purchase accidental injury insurance. “The basic premise of paying basic medical insurance is to purchase accidental injury insurance, otherwise it will not be able to handle basic medical insurance.”

Subsequently, the netizen “Zeng Guan Dong” also said in a reply: “My wife met this situation yesterday when she bought a medical insurance in the Yinhua community. It must be bought.”

The reporter left a message to the landlord, hoping to understand the whole story. The landlord responded: "If you really want to understand the situation, it will be clear to the community when you ask the few people who bought the health insurance service."

There are no similar situations in journalists visiting multiple communities

Later, the reporter went to the Yinhua Community in Huidong District, Zigong City, which was mentioned by the netizen and consulted the medical insurance business as a community resident. When a reporter asked whether to apply for urban residents' medical insurance must purchase accidental injury insurance, the community staff told reporters, "There is no such provision."

At this time, a citizen next to the reporter was also handling medical insurance for urban residents. He also received a green card after he went to the medical insurance business. He told reporters that while he was handling urban medical insurance, he also had a small personal insurance. "Just pay 36 yuan a year and feel cheaper to do one."

The community staff member said: “There is no case where medical insurance is not provided without small personal insurance.” In a follow-up visit to the community of Bancang Street in Zigong City and visits to the Pearl Temple Community and Tianhuajing Community of Wuxing Street, the reporter According to community staff and community residents, there is no forced purchase of accident insurance. "The residents are willing to buy before they buy it."

Department responds to insurance without forcibly purchasing

Yesterday, the reporter learned from the medical insurance department of Zigong City that this kind of small accident insurance is a kind of policy-based insurance service project for low-income groups with low prices and simple claims procedures.

“The insurance is not for profit. The China Insurance Regulatory Commission has already implemented preferential rates for its interest rates and rates.” According to the person in charge of the medical insurance department of Zigong City, this insurance fee is RMB 36 per person per year, and is between 30 days and 65 years of age. All the people can participate in the insurance, the insurance liability and insurance amount is: accidental death or accidental disability insurance amount of 20,000 yuan/person, accidental injury medical insurance 1000 yuan/person.

"Compared with the benefits, the government promoted it from April last year, but no government agency has forced residents to purchase such insurance." The responsible person said that the purchase of such insurance is based on the principle of voluntariness.

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